Posts Tagged ‘free trial’

Where can I purchase just my FICO Score?

May 20th, 2011 by admin | 1 Comment | Filed in Free FICO Credit Score

Check the Situation That Best Applies to You...

And Then Click the Button Below to See Your Credit Scores Free

I want my free credit scores

I want to apply for a credit card

I want to protect my identity

Just curious

3 free credit scores

(Click the button above to see your credit scores for free)

Your able to get your credit report from all three agencies for free once a year. I didn’t realize that if I wanted my credit score too that I had to purchase at the printing of each report. I just figured when I got to the home page then it would be available to purchase there. Well it wasn’t, AFTER I printed and closed each report from all three agencies, it said if you wanted your FICO you had to do it at each window.

Does anyone know of a site where you can purchase just your FICO scores? I don’t want a freakin free trial of this or that just go and purchase score.

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Do you know what website let you update your credit report for free every day?

March 27th, 2011 by admin | 5 Comments | Filed in Free FICO Credit Score

TruCcredit used let you update every day for free until December 17th, 2008, when they started implementing a policy where you can only update every 30 days for all 3 bureaus.

Do you know any other website (Other than TrueCredit) out there that can truely let you update your credit report for free every day for all 3 bureaus and as soon as you register at that site, it lets you start updating your credit report daily and still have a 7 day free trial or they have no trial before you pay and also shows the most accurate FICO scores for all 3 bureaus that is close to what the lender shows when they pull up your credit report.

I am currently using CreditCheck and every time I have to update my credit report, it makes me pay .95 per report and I just registered at that site for a 7-day free trial. It claims that it lets you update your credit score free every day without paying money.

I need true ones here, not rip-off services, and don’t say annualcreditreport.com, because they only let you update once per year and for what I am doing, it needs to be checked every day.
Oh yeah, answer me as soon as you see this question

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What is the best credit score monitoring service?

March 15th, 2011 by admin | 3 Comments | Filed in Free FICO Credit Score

to get close to get instant notification when your credit score changes(only the real FICO scores, not the fake scores)?

Also, do you know of any coupon codes or discounts/deals going on now for free trials etc.? like a 30 day free trial
Sharon, I know about the free yearly credit reports, but I want to see how my actual score changes in real-time according to changes in credit limit utilization %

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I went to Freecreditreport.com and score is 542, but MyFico.com is 627??!?

February 14th, 2011 by admin | 4 Comments | Filed in Free Experian Credit Score

Okay people im very well aware of the fact that i could have 3 different scores from 3 different bureaus, but the thing is that both of these scores are supposedly from Experian. I specifically purchased my Experian credit score from MyFico and it said i had a 627. Then on the very same day i went to experian to sign up for the free trial to monitor my score throughout the next month and it said my score is 542. What gives?? this is the same credit bureau on the same day? could this just be a glitch or is one source more reliable than the other??

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What kind of loan can I get with my credit score?

January 30th, 2011 by admin | 8 Comments | Filed in Free Equifax Credit Score

Hello,

I am leasing a car which I will have the option to buy out in March of this year. Since it’s a very good car, I’d definitely like to buy it out – The buy out is something like ,000. I checked my credit score, and it’s about 762 with Experian and Equifax, and 777 with Transunion. The only thing is that I am currently not working, so I’m sure that "that" would come into play as well. As a small side note, I almost have enough capital to buyout the car outright, but I would like to keep my cash liquid if I can get a good rate.

1. First of all, why do I get different scores for my credit score (signed up for a free trial for one of those free report things that gives you 3 different scores)

2. Also, what kind of interest would I likely be paying here?

Thanks.
Lol wow, at first I was pissed off at how many spam answers I was getting on my question, but now I just laugh. I will report all of you spammers – please stay OFF my question!

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Do I have to wait a year to view my credit report again?

January 25th, 2011 by admin | 4 Comments | Filed in Free Equifax Credit Score

I got my credit report in Aug, 09 and bought the credit score for along w/ it. Even tho it offered me all 3 reports for free, I only printed out the Equifax reports (I know how dumb I should’ve gotten all 3). A few days ago, I wanted to see if anything has changed in my credit score, so I got my free credit report and score thru a free trial from Experian. This report has things that Equifax didn’t.

I’m planning on applying for a FHA loan, so I know I need to know my Fico score but I also want to start fixing the negative things that are on my report. Is there a way I can pay and get all 3 credit reports and get the Fico score without having to wait a year from when I received my report in Aug, 09?

Thank you!

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Which credit score site is more accurate?

December 26th, 2010 by admin | 2 Comments | Filed in Free Equifax Credit Score

I’ve been doing a free trial from MyFICO and it says my Equifax score is 628, but then today out of curiosity I joined identityguard.com to see what my other 2 scores would be and there’s like an 88 point difference in my Equifax scores between the two sites. It says on the other site my score is 540. How is that even possible because no matter what Equifax is Equifax and shouldn’t it be the same all across the board?

Would MyFICO probably be the more accurate one? They seemed pretty darn accurate to me. I just need to know what site to go on as a basis. I was planning on buying my other 2 credit scores from myFICO once I get some more money.

I also got a thing in the mail from a credit alerting service offered by my bank and it reported from beginning of September to end of November and it said my score was 692, which it’s obviously not that anymore after the tax lien showing up, so 628 seems a little more believable.

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Credit score fluctuating from 668 to 645 to 659 (Experian) in just 1 month. Is this normal?

November 26th, 2010 by admin | 2 Comments | Filed in Free Experian Credit Score

….Or does the score vary on which company retrieves the score? For example, on 11/10 I found out my 3 scores through a Transunion service. Experian score was 668.

Then on 12/10 I signed up for a credit monitoring service (free trial) with Bank of America and my Experian score dropped to 645.

Then today I signed up for credit score analyzer with Discover for a month. I am going to stick with this service. They only use Experian but they are the most difficult. And my score today was 659.

Is this type of fluctuation normal? Look at how my score dropped with Transunion from 713 on 11/10 to 672 on 12/10…seems odd.

11/10: http://i106.photobucket.com/albums/m254/nathan_211/Credit/creditscoresnov102009.png

12/10: http://i106.photobucket.com/albums/m254/nathan_211/Credit/663avgcreditscoreswithBAC.png

I did just get a foreclosed home and was low on cash so I opened a Home Depot store card in November with a ,000 limit and I used up over 50% of my limit (00/00). This was urgent so I had to do it!! I will be making a ,000 payment next month…I suppose this could have brought my score from 713 to 672 but that seems like a big drop in a couple weeks!

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Why is my Experian credit score different when checked on 2 different websites on the same day?

November 14th, 2010 by admin | 3 Comments | Filed in Free Experian Credit Score

I recently took out an auto loan and am soon applying for a business loan so I figured its time I reviewed my credit scores, which I usually do twice a year. (When they checked my credit at the dealership the guy told me it came back 810, but I don’t know which credit bureau they used so I won’t use it as a base of comparison). The first site i went to was triplecreditscore.com powered by creditreport.com, thinking I would see all three scores on the free trial, but they only showed my Experian score, which they show as 793. Wanting to see my other scores I went to freescore.com and started a free trial with them. This was literally 30 minutes later and they show my Experian score as 761 (the other 2 scores it shows are within a few points of this). I guess my question is how can a score from the same bureau come back with 2 different scores, 32 points apart on the same day?

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Is there a no bull, all 3-agency-in-one credit report/score offered somewhere online? (free of course)?

August 18th, 2010 by admin | 2 Comments | Filed in Free Experian Credit Score

Any one have any EXPERIENCE with an online ‘credit report’ that offers all credit reports from the three agencies, as well as CREDIT SCORES?

I understand I am entitled to a genuinely, no strings attached free credit report by law, and I have taken advantage of that, but I have found that these contain no credit scores.

I am somewhat confused on the various varieties and different options. It almost seems like browsing for oil sold in different colored barrels; the presentation and extras of the barrel (such as a pour spout) may be different, but the content is the same, oil. I could be wrong.

Any way, I am also skeptical about all these FREE TRIAL websites. Not because they charge a monthly fee after the period is over, that is usually disclosed (very tiny print of course), but what I don’t get is what is stopping someone from signing up, gleaning pertinent information, then simply canceling.

I recently paid for my Experian credit report and score, and promptly canceled afterwards to avoid a .95 monthly fee. The rationale was since I am paying, even a small fee, it is in their best interest to provide something that isn’t complete hogwash, vs. say, a free trial.

Should I have simply signed up for a free trial to get all THREE credit scores and reports? Would I have received identical information in those free trials on my Experian report?

Was I fooled into spending ?

Thanks

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